Meridian Title Company

Closings you can count on.

The title company the Ozarks built its closings on — and the technology the rest of the industry wishes it owned.

From the kitchen-table refi to the multi-site commercial deal, Meridian Title handles the search, the exam, the closing, and the disbursement — in-house, on our own platform, every time. Sixty-two offices. Four states. One team that answers the phone.

We are Meridian

Local roots. Serious infrastructure.

Meridian Title was built the old-fashioned way — on relationships, on showing up, on getting the deal closed when it mattered. We never lost that.

What changed is what’s behind the curtain. As part of the TITLCO family, Meridian runs on title technology we own outright — our search, our production, our disbursement, and smart tools that take the busywork off our team’s plate so our people spend their time on you, not paperwork. No rented stack, no vendor holding the keys. That means faster files, cleaner closings, and a team that can actually fix things when a deal gets complicated.

Big-firm capability. Hometown answers the phone.

“The closing happened on time, the people were actually pleasant, and nothing fell through the cracks.”

What agents say about working with Meridian

What we do

Full-service title, start to finish.

Residential, commercial, construction disbursal, and 1031 — handled by one team on one platform, so nothing gets handed off and lost.

i · Residential

Residential Title

Purchases, refinances, and everything in between — clear title, on-time closings, and a closer who knows your name. The everyday work we never treat as routine.

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ii · Commercial

Commercial Title

Multi-parcel, multi-state, multi-lender — complex commercial transactions with the underwriting capacity and coordination to match. We've closed the deals others passed on.

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iii · Construction

Disbursal Flow

Construction draw disbursement, done right. We disburse, track, and reconcile every draw — lien waivers, inspections, and funding on our own Disbursal Flow platform. Dedicated construction departments in Springfield, Branson, and Joplin.

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iv · Exchange

1031 Exchange

Tax-deferred exchanges through TitlXchange, our family’s qualified intermediary — structurally independent, fully compliant, and coordinated with the closing you’re already doing with us.

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We don’t just close it. We disburse it.

Construction lending lives or dies on the draws. Meridian runs draw disbursement on Disbursal Flow — our owned platform that tracks every dollar, every lien waiver, and every inspection from groundbreaking to final.

Lenders get clean reconciliation. Builders get funded on time. And because it's our technology, when a project gets complicated, there's a real team behind it — not a support ticket.

Draw management Lien waiver tracking Inspection coordination Lender reconciliation Final disbursement

Tax-deferred exchanges, in the family.

Most title companies hand 1031 work to an outside qualified intermediary — another vendor, another handoff, another clock. We don't.

TitlXchange is the TITLCO family’s qualified intermediary — structurally independent for IRS compliance, but operationally right next to the Meridian team handling your closing. One relationship runs the 45-day and 180-day clock alongside the deal you’re already doing with us.

Forward exchanges Reverse exchanges Construction/Improvement Exchange fund custody

Good to know

Frequently asked questions.

The answers our team gives most often. If you don't see yours, just reach out.

Orders & Earnest Money

Custom quotes can be generated using the Quote / Order button on our website menu. Orders can be placed through our website or emailed to mtc@mtc.llc. Please include the property address, contact info, and relevant contract documentation when submitting new orders.

For your convenience, we offer online, mail-in, and drop-off options for earnest money deposits. Earnest money can be deposited online using the Earnest Money button on our website menu. For mail-in or in-person deposits, we accept certified checks or wires. Please include the property address and file number, as well as your phone number, on the check.

Online earnest money deposits may take 2–4 days from the date of payment to appear.

Closing Day

Please bring a valid driver’s license (unexpired), closing funds in the form of a certified check or wire, and any documents requested by your closing team, if applicable.

Closing funds can be in the form of a certified check or wire. We do not accept personal checks over $500, cash, cards, or any other form of payment.

We offer multiple options to close remotely, including mail-out signings and Remote Online Notarization.* Documents may also be signed at other Meridian Title office locations at no extra charge.

*Remote Online Notarization is subject to state and lender requirements and may not be available in some circumstances. Additional charges may apply.

Most proceeds wires will be issued within 2–4 hours after your closing, but are subject to local bank and Federal Reserve system constraints.

Documents & Policies

To obtain copies of your owner’s or lender’s policy, please reach out to our Policy Department at finalpolicy@mtc.llc.

To request deed preparation, please reach out to our Document Preparation Department at docprep@mtc.llc.

For copies of closing documents, ALTA statements, or 1099 forms, please get in touch with a member of your closing team or reach out using the Contact button on our website.

Understanding Title & Fees

Title insurance covers any past issues with a property’s ownership (liens, encumbrances, unknown heirs, etc.). Unlike homeowners’ insurance, title insurance is a one-time fee that protects your investment for the duration of your ownership of the property.

A title commitment is the underwriter’s commitment to issue a title policy. The commitment lists requirements that must be met to receive title insurance, such as liens, judgments, or unknown interests, and the exceptions list anything not covered by the title policy. It is important to review your title commitment before closing to make sure that names, loan and purchase price amounts, and legal descriptions are listed correctly, and that all requirements have been met before taking title to the property.

The Closing Fee is charged by Meridian Title for closing with our offices and is an independent (fixed) charge. The Title Service Fee is a risk-based fee for examination of the results of the title search and is based upon purchase price and loan amount.

Business & Trust Closings

Closing in the name of an LLC requires a copy of your current registration with the applicable Secretary of State, Articles of Incorporation, and your Operating Agreement. Closing in the name of a corporation also requires a copy of your current registration with the applicable Secretary of State, Articles of Incorporation, along with a current corporate resolution authorizing a person or persons to sign on behalf of the corporation.

When transferring property in a trust, we must have a copy of the trust or a certification of trust to verify the correct names, signers, and signing powers of trustees.

We can’t wait to hear from you.

A question, a quote, a complicated file someone else won't touch — reach the team directly.

MTC Headquarters

1334 E Republic Road
Springfield, MO 65804
417-886-4400 · mtc@mtc.llc

Send a New Order

New orders — mtc@mtc.llc

Construction Departments

Springfield — 417-895-9300
Joplin — 417-623-7040

Closings you can count on.

Local roots. Serious infrastructure.

Full-service title, start to finish.

Residential Title

Commercial Title

Disbursal Flow

1031 Exchange

We don’t just close it. We disburse it.

Tax-deferred exchanges, in the family.

62 offices. One family of title.

Frequently asked questions.

Connect with Meridian Title.

Construction & closing forms.

We can’t wait to hear from you.